Insurance & Vision Plans

Most insurance is accepted here.

We work with most major vision and medical insurance plans at both the Seattle and Bellevue locations. Check your plan below, or call us and we will verify before your appointment.

Check your plan.

Accepted plans.

VSP

In-network provider

Vision

EyeMed

In-network provider

Vision

Premera Blue Cross

Both vision and medical

Vision + Medical

Regence BlueCross BlueShield

Both vision and medical

Vision + Medical

Kaiser Permanente

Both vision and medical

Vision + Medical

BCBS (Blue Cross Blue Shield)

Medical visits

Medical

Aetna

Medical visits

Medical

UnitedHealthcare

Medical visits

Medical

Cigna

Medical visits

Medical

MetLife Vision

Vision plan

Vision

HSA / FSA

All eligible services

Flexible Spending

Don’t see your plan? Call (206) 526-5222 — we verify benefits before your appointment.

Common insurance questions.

Do you accept VSP?

Yes. Puget Sound Eye Care is an in-network VSP provider at both the Seattle (Wallingford) and Bellevue (Eastgate) locations. VSP typically covers one comprehensive exam per year plus a frame or contact lens allowance.

Does my vision insurance cover contact lenses?

Most vision plans (VSP, EyeMed, Regence, Premera) include a contact lens allowance in place of a frame allowance. The amount varies by plan. We will check your specific benefit before your fitting.

Can I use my HSA or FSA for eye care?

Yes. Eye exams, prescription lenses, contact lenses, and Ortho-K fittings are all HSA/FSA eligible. We accept HSA and FSA cards directly.

What if I do not have vision insurance?

We see uninsured patients at a straightforward self-pay rate. Call (206) 526-5222 to get the current fee for the exam type you need.

Is medical insurance accepted for eye care visits?

Yes, for medically necessary visits — dry eye treatment, glaucoma monitoring, diabetic eye exams, and certain urgent care visits may be billed to medical insurance (Kaiser Permanente, Premera, Regence, BCBS, Aetna, UHC, Cigna, MetLife) rather than vision insurance.